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With 35+ years of experience, we specialize in providing expert reverse mortgage solutions tailored to your needs.

Who We Are

Why Choose Universal Mortgage Funding?

When you partner with Universal Funding & Mortgage, you can be confident you’re in trusted hands. With 35+ years of experience and a true commitment to personalized service, we help our clients secure the perfect home and the right mortgage—whether you're buying or refinancing.

Our dedicated team puts you first, offering a wide range of tailored mortgage products designed to fit your unique financial needs and goals. From first-time homebuyers to homeowners seeking refinancing or equity solutions, we’re here to guide you with clarity and care.

We also provide helpful resources like down payment assistance programs to make homeownership more accessible.

Your Trusted Reverse Mortgage Experts

Helping Seniors Make Informed Financial Decisions

We specialize in helping seniors understand and access the benefits of reverse mortgages with honesty, clarity, and care. With over 35 years of experience, our mission is to provide homeowners with the knowledge they need to make informed financial decisions—without pressure or confusion

What We Offer

Navigating Mortgages with Ease and Confidence

Explore flexible mortgage options that help you unlock the value of your home, providing financial security and peace of mind.

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Specialized Senior Mortgage Solutions

We understand that as senior citizens, there are unique circumstances that may arise, such as medical emergencies or the need to travel for critical reasons. At our company, we offer specialized mortgage solutions that not only meet the financial needs of seniors but also provide flexibility in times of emergency.

With over 35 years of experience, our Senior Mortgage Services are designed to ensure seniors have the necessary financial resources for their homes, while also allowing for adaptability in times of urgent medical or personal needs.

Universal Mortgage Funding
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Special Offers on Down Payment Assistance & Jumbo Reverse Mortgages

Home Down Payment Assistance Program

Jumbo Reverse Mortgage

Low rates and affordable monthly payments

Senior Mortgage

Customized mortgage options designed to meet the unique needs of seniors, offering flexibility and financial security.

Reverse Mortgages

Access the equity in your home while maintaining ownership, enjoying independence, and living there comfortably.

Senior Financial Aid

Financial assistance for seniors, helping manage expenses, secure stability, maintain independence, and enhance quality of life.

Our Services

Flexible, adaptable, and adjustable plans to fit your needs

At Universal Mortgage Funding, we offer flexible, adaptable, and adjustable plans designed to fit your unique mortgage needs and help you achieve homeownership.

Why Choose Us

Your Home, Your Future, Our Commitment

We are committed to helping seniors navigate the world of mortgage loans, offering flexible options that fit their needs and help secure their future.

Affordable Mortgages for Seniors

We offer competitive rates designed specifically for older individuals, helping you find the best mortgage options for your retirement plans.

Expert Mortgage Advice for Seniors

Our team provides free, no-obligation consultations to help seniors understand their mortgage options and make informed decisions

Lifetime Tracking

We offer lifetime tracking of your mortgage, ensuring you always have the guidance you need as your needs evolve over time

Testimonials

What our clients say about us

“I couldn’t be happier with the service from Universal Mortgage Funding. They helped me navigate the reverse mortgage process with ease and provided clear, personalized guidance. Their team was patient, professional, and really understood my needs as a senior. I now have the financial peace of mind I’ve been looking for!”John M., Retired Homeowner

Mortgage Solutions

Empowering Your Retirement with Secure and Flexible Mortgage Solutions

© 2025 Universal Mortgage Funding | NMLS #1947980 | Equal Housing Lender

Your Trusted Partner in Mortgage Solutions