Our dedicated team puts you first, offering a wide range of tailored mortgage products designed to fit your unique financial needs and goals. From first-time homebuyers to homeowners seeking refinancing or equity solutions, we’re here to guide you with clarity and care.
We also provide helpful resources like down payment assistance programs to make homeownership more accessible.
Explore flexible mortgage options that help you unlock the value of your home, providing financial security and peace of mind.
We understand that as senior citizens, there are unique circumstances that may arise, such as medical emergencies or the need to travel for critical reasons. At our company, we offer specialized mortgage solutions that not only meet the financial needs of seniors but also provide flexibility in times of emergency.
With over 35 years of experience, our Senior Mortgage Services are designed to ensure seniors have the necessary financial resources for their homes, while also allowing for adaptability in times of urgent medical or personal needs.


Customized mortgage options designed to meet the unique needs of seniors, offering flexibility and financial security.
Access the equity in your home while maintaining ownership, enjoying independence, and living there comfortably.
Financial assistance for seniors, helping manage expenses, secure stability, maintain independence, and enhance quality of life.
At Universal Mortgage Funding, we offer flexible, adaptable, and adjustable plans designed to fit your unique mortgage needs and help you achieve homeownership.
We are committed to helping seniors navigate the world of mortgage loans, offering flexible options that fit their needs and help secure their future.
We offer competitive rates designed specifically for older individuals, helping you find the best mortgage options for your retirement plans.
Our team provides free, no-obligation consultations to help seniors understand their mortgage options and make informed decisions
We offer lifetime tracking of your mortgage, ensuring you always have the guidance you need as your needs evolve over time
“I couldn’t be happier with the service from Universal Mortgage Funding. They helped me navigate the reverse mortgage process with ease and provided clear, personalized guidance. Their team was patient, professional, and really understood my needs as a senior. I now have the financial peace of mind I’ve been looking for!”— John M., Retired Homeowner
Your Trusted Partner in Mortgage Solutions, Helping You Build a Secure Future
888 4000-234